Starting 2021 without a full-time job or regular income, and finding myself back in my bedroom shielding didn’t seem the best start to the year. I love being around people, and also the start of the year loomed with worries about career and money. As well as the global pandemic having a tight grip on London.
However, I had an amazing start to the year. I was invited on to BBC Radio 5 Live with Laura Whitmore to discuss personal finances, quite an important topic right now! I also have spent some time on my blog, speaking to friends and writing…and hanging out on Clubhouse.
January is a perfect time to discuss finances when most people are broke after Christmas and New Year. I wanted to be sensitive to people who are on furlough, have lost their jobs and are worried about money. Don’t get me wrong. Some people have managed to save this year under lockdown. Earning without the daily commuting, lattes, drinking with colleagues has meant some people have managed to save. However, for many other people, the start of 2021 is a challenging one.
It’s time to lockdown our finances under lockdown.
My key tip: Don’t Spend On Unnecessary Items. It’s that simple.
Don’t get me wrong. We need to keep spending on essentials. Also as discussed on the show with TV Presenter and Author Radzi, the economy needs consumers to spend to keep going. However, my advice is to stop spending and start saving. If you need to spend on essentials, then choose to support local supermarkets, your friends’ businesses and only buy those items you really need.
This is the time to sit tight. Just for a short while.
‘A year whose story couldn’t be told until now, because it was still happening. From the creators of Black Mirror comes Death to 2020 – a Netflix Comedy Event.’
A must-see on Netflix. An amazing parody of events throughout 2020.
Scarily true. A brilliant watch.
My Top 3 Lockdown Diaries Tips:
1. SIT TIGHT – IT’S NOT FOREVER
2021 stretches out before us and again the year starts with myself living out of my bedroom once again shielding. Many of us are frustrated, bored and missing loved ones and friends.
Sit tight round now. It’s not forever.
2. KEEP HEALTHY THROUGHOUT JANUARY
I am trying both Veganuary and Dry January this month, which hasn’t been as easy as I thought it would be! As it’s important to stay healthy during lockdown I have given up alcohol. Not easy for me, but even more so under lockdown. I have had one cheat day but otherwise, I am going strong. Introducing more plant-based meals into my diet is also a good thing!
3. DON’T OVERDOSE ON THE NEWS
I have been glued to the news ever since the New Year. I have been watching the recent events in America, which has been very sad as well as shocking. Watching the numbers rise in London, where COVID-19 looks like it has an iron grip on the capital. It has been a frightening time, where I can’t even leave the house anymore. As much as it’s important to keep up-to-date with the news, then it is also important to protect your mental health.